Regulatory and Risk Disclosures

We believe in full transparency and want you to understand the risks associated with using crypto-asset services. By engaging with our platform, you acknowledge and accept the following categories of risks:

1. Market Risk and Volatility

• Crypto-assets are subject to high price volatility. Their value may fluctuate rapidly due to market speculation, regulatory news, liquidity issues, or macroeconomic factors.
• The value of assets you hold or transfer may decrease significantly in a short period of time, and there is no guarantee of value preservation.

2. Finality and Irreversibility

• Crypto transactions are irreversible by design. Once broadcast to the network and confirmed, they cannot be changed or canceled.
• It is the responsibility of the user to ensure the accuracy of the recipient address and amount. We are unable to recover funds sent in error.

3. Regulatory Risk

• Regulations affecting crypto-assets and related services may change without prior notice, impacting the availability, usability, or legality of certain tokens or services in specific jurisdictions.
• Under MiCAR, the use of non-compliant ARTs or EMTs may be restricted or banned. We reserve the right to limit or block access to specific assets or services at any time based on evolving legal obligations.

4. Sanctions and Legal Risk

• Incoming or outgoing transactions may be subject to sanctions screening and regulatory reviews.
• If a transaction or client is flagged as suspicious or subject to international sanctions (e.g., OFAC, EU, UN lists), the related funds may be held, frozen, or reported to competent authorities.
• Users engaging in activity involving sanctioned jurisdictions or individuals may be blocked from using our services.

5. Technology and Cybersecurity Risk

• While we maintain robust security protocols, including encryption, cold storage, and internal access controls, the crypto industry remains exposed to:
  • Smart contract vulnerabilities
  • Blockchain protocol failures
  • Cyberattacks or hacking attempts
  • Wallet compromise or malware threats
• Users are advised to follow good cyber hygiene, including securing their credentials and using trusted devices.

6. Third-Party Risk

• We rely on vetted third-party service providers including custodians, wallet infrastructure, and analytics tools to deliver core services.
• In rare cases, technical or operational failure of a partner may result in temporary service disruption, delays, or partial loss of functionality.

7. Liquidity and Exit Limitations

• Crypto-assets may not always be easily convertible into fiat currency or other assets, especially during periods of market stress or regulatory action.
• We do not guarantee immediate liquidity for any asset held or processed on our platform.

8. No Deposit Insurance / No Guarantee

• Unlike traditional bank accounts, balances held in crypto wallets are not protected by deposit guarantee schemes or government insurance.
• There is no guarantee of principal, interest, or redemption value.

9. Legal and Tax Obligations

• Users are solely responsible for ensuring that their use of our services is lawful in their jurisdiction.
• It is the client’s duty to report and pay any applicable taxes resulting from crypto transactions under local law.